VA Loans
- 100% financing (no down payment required)
- NO monthly PMI
- Credit score eligibility is based on approval from VA automated underwriting system.
- VA Funding fee is determined on buyers’ eligibility (2.3-3.6% of loan amount)
- Buyer to provide copy of DD214 or equivalent.
- Certificate of Eligibility will be obtained to determine if buyer is able to get a VA loan.
Common Documents Needed For A Mortgage
• Driver’s license
• Social Security Card
• Full Month of Paystubs
• Last two year’s W-2s
• Last two year’s Tax Returns
• Most recent two-month Bank statements (all pages)
• Social Security / Retirement award letter (if applicable)
• Bankruptcy discharge papers (if applicable)
• Divorce Decree and/or Child Support orders (if applicable)